WHAT IS
SYNCHRONY HOME?

Our program provides cardholders with more opportunities to get what they need for their home by bringing thousands of retailers together in one network.

More Than Financing

Watch our videos to learn more about Synchrony HOME: What Retailers Need to Know


How Synchrony HOME Works

Over 5 million* cardholders in various stages of the shopping journey can find your store online with locator on app and website. They shop at your store, using their Synchrony HOME credit card. Marketing and more places to use the card help keep them eng

More than 5 million cardholders with $22 billion in available credit. Acceptance of all Synchrony HOME credit cards. Offer Promotional Financing. Inclusion in our Business Locator. Special offers and marketing support.*

Cardholders can enjoy this everyday benefit, everywhere the card is accepted: 6 months Promotional Financing on purchases of $299 or more*. Plus, you can offer 12-60 months Promotional Financing on qualifying purchases.*

* Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

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How many Synchrony HOME cardholders are in your area? Enter your ZIP code to find out!


Synchrony HOME cardholders in your area, based on radius to zip code :

cardholders 1 within miles

available credit 1 within miles

1as of 8/31/2024

“We’re seeing a lot of our clients coming through the door with Synchrony HOME cards making the transaction convenient and faster for both our customers and my employees.”

- Kevin Crockett, Relax the Back

OVER 5 MILLION* SYNCHRONY HOME CARDHOLDERS NATIONWIDE

Over 5 million* cardholders in various stages of the shopping journey can find your store online with locator on app and website. They shop at your store, using their Synchrony HOME credit card. Marketing and more places to use the card help keep them eng

Synchrony HOME card holders across the United States

*as of 12/31/20

1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

Additional Synchrony Resources

LEARNING CENTER

Gain the skills to confidently offer financing and better help your customers.

ADVERTISING CENTER

Find tools and resources for effective and compliant marketing of consumer financing.

CALL CENTER HOURS:

Mon-Sat: 8 AM-10 PM EST
Sun: 11 AM-7:30 PM EST